Keep Your Home California is ending June 29, 2018
Click here to see if you qualify
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Keep Your Home California has distributed $2 Billion to California homeowners through their federally funded programs. These federal funds have been used and KYHC will stop processing applications on June 29, 2018.
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Keep Your Home California Programs:
Keep Your Home California is a free service for homeowners who have suffered a financial hardship, to help them stay in their homes, maintain an affordable mortgage payment and avoid foreclosure.
Fair Housing Advocates of Northern California is able to help you with understanding your eligibility and qualifications to participate in these four federally-funded programs.
Fair Housing Advocates of Northern California is able to help you with understanding your eligibility and qualifications to participate in these four federally-funded programs.
Unemployment Assistance
Unemployment Mortgage Assistance
For eligible unemployed homeowners. Mortgage assistance of up to $3,000 per month for unemployed homeowners who are collecting unemployment benefits from the State of California's Employment Development Department (EDD). 
Mortgage Reinstatement Assistance
Mortgage Reinstatement Assistance Program
For eligible homeowners who have fallen behind on their mortgage payments. Funding of up to $54,000 to help qualified homeowners catch up on their mortgage payments due to short term financial problems.
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Principal Reduction
Principal Reduction Program
For eligible homeowners who owe more than their home is worth and/or an unaffordable payment. Funding of up to $100,000 to help eligible homeowners pay down the principal balance of a mortgage loanand allow for a more affordable monthly payment.
Transition Assistance
Transition Assistance Program
For eligible homeowners who are undergoing a short sale or deed-in-lieu of foreclosure program. Provides one-time funds up to $5,000 to help eligible homeowners make a smooth transition into new housing after executing a short sale or deed-in-lieu of foreclosure.
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